DO NOT SAY A WORD UNTIL YOU TALK TO ME
You want to explain yourself. You want the police to hear your side of the story. It is only human nature.
However, a lot of bad things can happen once you start talking. If you tell the complete truth, you can end up confessing to a crime. If you do not tell the truth, you can make things much worse. Your words can be twisted and distorted and used against you in ways that you cannot imagine. Police are allowed to secretly record you.
Are you worried that if you refuse to talk, the police will think you are guilty? I have bad news for you: the police already think you are guilty. They are just looking for a way to prove it. Start talking and you can give them probable cause to arrest you. Keep talking and you can remove all doubt.
Keep quiet until we can talk. Confidentially. There will always be time later for you to make a statement. If you say the wrong thing now, you may regret it forever.
Tell the police clearly that you want your lawyer. Then, keep your mouth shut until I get there.